SEPA Instant
High-value euro payments, day or night
For Wholesale and Trade
Move high volumes of trade payments, without the wait
A business account for wholesalers and traders: push large supplier and buyer payments across currencies, cut FX cost, and route high-value transfers with a dedicated account manager who knows the trade.
Built for throughput
Volume and value, handled
Large volumes
Built for heavy monthly payment flow
Account manager
A person to route your big transfers
Multi-currency
Pay and get paid in each side's currency
Lower cost, less exposure
Keep more of every margin
Cross-border trade lives and dies on thin margins. Hold the currencies you buy and sell in, reduce what you lose to conversion, and lean on a dedicated account manager to route large transfers the efficient way.
- Reduce FX cost and currency-swing exposure across the trade cycle
- A dedicated account manager who understands high-volume trade
- Access to a financial adviser for transfers and related needs
Always on hand
Run it all from web or mobile
Full visibility
See balances, incoming and outgoing across every currency in one place.
Approve on the move
Release large payments from your phone when a supplier is waiting on you.
Segregated safeguarding
Client funds are held separately from our own money.
Questions
Wholesale payments, answered
Which rails, and how fast?
SEPA Instant is typically immediate; standard SEPA usually within one business day; SWIFT and TARGET2 international transfers normally in two to three working days.
Can you handle our payment volume?
Yes, the account is built for high monthly volumes and large individual transfers, with routing help from a dedicated account manager.
Who can open an account?
Legal entities from most countries, subject to KYC and our risk appetite, for example no active litigation and clear ownership.
How are our funds protected?
Client money is held in segregated accounts, kept separate from company assets.
Give your trade cycle an account that can keep up
Open a high-volume, multi-currency account with a manager who knows the trade.