Financial infrastructure for fintechs
Accounts, IBANs and card issuing in one place, so you can ship products faster and let us handle the plumbing.
What you get
Virtual IBANs
Give every client their own account number linked to yours, with payments allocated automatically.
Card issuing
Launch physical and virtual card programs on our BIN, without holding your own scheme licence.
Co-branded cards
Put your brand on the card while we run compliance, fraud monitoring and operations.
Payments and settlement
Move funds across the Eurozone and worldwide with clear, predictable settlement.
Compliance built in
KYC, monitoring and safeguarding are part of the platform, not a project you run alone.
Developer-first API
Automate onboarding, card creation and reconciliation through a documented API.
Ready to get started?
Open an Elibrium account and put for fintech payments on rails built for modern business.
A dedicated IBAN for every client
Give each customer a unique account number linked to your master account, so incoming payments sort themselves out.
What you get
One account per client
Each client pays into their own unique IBAN, so you always know who sent what.
Automated reconciliation
Incoming payments are allocated automatically, cutting manual matching and accounting errors.
Clean fund separation
Your operating costs are drawn from your own account, kept apart from client balances.
Fast to open
Get set up in days, not months, with a process built for fintech volumes.
Scales with volume
Add IBANs as you grow, whether you run wallets, processing or lending.
Safeguarded funds
Client money is held in segregated accounts with partner banks under a regulated framework.
Ready to get started?
Open an Elibrium account and put virtual iban payments on rails built for modern business.
Launch cards under your own brand
Ship physical and virtual cards in your own design while Elibrium runs the issuing, compliance and card operations behind them.
What you get
Your design
Deliver cards that carry your brand and visual identity to your customers.
We handle compliance
Regulatory obligations and fraud monitoring sit with us, so your team can focus on growth.
Physical and virtual
Issue both formats from one platform and switch on new cards in minutes.
Wallet ready
Cards work with Apple Pay and Google Pay for fast, contactless payments out of the box.
Card management tools
Set limits, freeze cards and track spend from an intuitive dashboard and API.
You own the customer
Keep the relationship and the pricing while we power the rails underneath.
Ready to get started?
Open an Elibrium account and put co-branding payments on rails built for modern business.
Issue cards without your own licence
Get to market fast by issuing on our BIN, skipping the long, costly path to direct scheme membership.
What you get
Launch quickly
Avoid the lengthy licensing and membership timeline and start issuing sooner.
Compliance included
Built-in compliance, fraud prevention and monitoring come with the program.
Issuing tools and API
Design, create and manage cards through tooling tailored to your use case.
Faster time to market
Turn a card idea into a live product without building scheme infrastructure yourself.
Ongoing program support
Work with a team that helps you scale the program as demand grows.
Ready to get started?
Open an Elibrium account and put bin sponsorship payments on rails built for modern business.
Move money as fast as you move freight
Fast domestic and international payments, bulk payouts and cards for the road, with a setup that takes days.
What you get
Global payments
Send and receive across a wide network of countries without geographic friction.
Bulk payouts
Pay carriers, partners and suppliers in batches instead of one transfer at a time.
Control FX costs
Hold and convert multiple currencies to reduce the cost of cross-border payments.
Around-the-clock transfers
Eurozone transfers run every day of the year, so cash keeps moving with your fleet.
Fast onboarding
Get an account open quickly and start transacting without a drawn-out process.
Cards for the road
Issue cards for fuel, tolls and expenses with real-time limits and tracking.
Ready to get started?
Open an Elibrium account and put logistics payments on rails built for modern business.
Cards and payouts built for performance marketing
Spin up virtual cards for ad spend, control budgets in real time and pay partners fast, all from one platform.
What you get
Unlimited virtual cards
Create cards on demand for every ad account, channel or campaign.
A card per campaign
Isolate budgets so you can see exactly where spend goes and shut off waste instantly.
Real-time control
Set limits, freeze and monitor every transaction as it happens.
Fast partner payouts
Pay publishers and affiliates quickly across currencies and borders.
Cashback on spend
Earn rewards on the ad budgets you already run through the platform.
API automation
Provision cards and pull spend data programmatically to fit your stack.
Ready to get started?
Open an Elibrium account and put digital marketing & affiliates payments on rails built for modern business.
Spend infrastructure that scales with your startup
Open an account fast, hand your team controlled cards and automate the busywork so you can focus on building.
What you get
Fast onboarding
Get set up quickly and start paying for the tools your team needs from day one.
Cards for SaaS and cloud
Issue virtual cards for subscriptions and infrastructure, each with its own limit.
Team seats and controls
Add employees, set spending rules and keep visibility as headcount grows.
Multi-currency ready
Pay vendors and receive funds across currencies without juggling accounts.
Developer API
Automate card issuing and reconciliation as part of your own workflows.
Earn while you spend
Get cashback on everyday operating spend to stretch your runway.
Ready to get started?
Open an Elibrium account and put it & startups payments on rails built for modern business.
Banking that keeps trade moving
Send large payments fast, cut currency costs and manage supplier payouts from multi-currency accounts.
What you get
Fast large payments
Reduce delays on high-value transfers so orders and shipments stay on schedule.
Lower FX costs
Hold and convert currencies to protect margins on international trade.
Supplier payouts
Pay vendors across markets from a single account with clear records.
Multi-currency accounts
Receive and settle in the currencies your buyers and suppliers use.
Corporate cards
Equip your team with cards that carry real-time limits and tracking.
Dedicated support
Work with people who understand trade flows and can help route payments.
Ready to get started?
Open an Elibrium account and put wholesale payments on rails built for modern business.
Simplify the financials of your consulting firm
Focus on client work while Elibrium handles multi-currency accounts, invoicing inflows and expense cards.
What you get
Multi-currency account
Bill and get paid in your clients currencies without hidden conversion costs.
Dedicated account details
Receive payments from clients worldwide into your own account identifier.
Global client payments
Accept funds from a broad range of countries without geographic limits.
Quick onboarding
Open an account in a streamlined process and start invoicing sooner.
Easy controls
Track every inflow and expense from a clean web and mobile dashboard.
Expense cards
Issue cards for travel, software and project costs with per-card limits.
Ready to get started?
Open an Elibrium account and put consulting payments on rails built for modern business.
A steady financial partner for complex businesses
Reliable accounts, payments and card programs for sectors that traditional providers often turn away, with clear terms.
What you get
Continuity of service
Count on consistent access to your funds and a partner that understands your model.
Sector experience
Work with a team experienced across specialised, higher-scrutiny industries.
Broad geography
Operate across jurisdictions where you meet the applicable regulatory requirements.
Transparent terms
Pricing and conditions are agreed up front and matched to your risk profile.
Compliance first
Robust onboarding and monitoring keep your program on solid regulatory footing.
Payments and cards
Combine accounts, transfers and card issuing in one place as your needs grow.
Ready to get started?
Open an Elibrium account and put high risk payments on rails built for modern business.